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EMI Loan

 

As an added service to SBL credit card customers, Siddhartha Bank has launched EMI loan service on 0% interest to facilitate customers to purchase goods and services paying on monthly basis for certain period from authorized merchants of the Bank. Customers can purchase goods or avail services now and pay later as per their cash flow. 

For any customer who does not have Credit Card Facility will also be eligible for EMI Loan Facility after submitting the Credit Card application & completing the Credit Card issuance procedure.

 Apply for Credit Card Now


       Eligibility Criteria

  • To participate in SBL EMI loan facility, the customer must be SBL credit card holder. It is provided only up to pre-approved credit limit. The credit limit must be available during EMI loan processing up to requested amount.
  • Customers must purchase good/service from SBL authorized merchants only.
  • Credit card must be used for at least 3 months with good payment history.
     

    EMI Loan Facility Tenure

    The tenure of EMI loan facility shall be as per the agreement between the bank and merchant. Generally, the bank accept 6/12/18 month EMI tenure period.
     

    Fees & Charges

    EMI loan processing fee

    Rs. 1,000 or 1% of EMI loan amount, whichever is higher.

     


 

 

  • The EMI loan application form is available at all branches, merchant outlets and at Bank’s website.
  • The customer shall fill up the application form specifying the credit card number, product details, EMI tenure and take merchant’s authorized signature & stamp along with quotation of the product/service and submit it to any branches of SBL.
  • Upon receiving the quotation and the application, the Bank shall verify the sufficient credit limit, satisfactory transaction history of customer and shall process for Delivery Order (DO).
  • The Delivery Order with stamp of the Bank shall be provided to the customer against which merchant provides the mentioned goods/services.
  • Once the merchant receives the Delivery order, the merchant shall process for delivery of the product/service to the customer.
  • The billing of EMI due amount is on every 25th of English calendar month when statement is generated and payment date falls on after 15 days of statement date (i.e. on 10th of next month).
  • If the customer has given the authority to debit the account, payment will be made automatically from his/her account as per the instruction.
  • Customer not maintaining account at Siddhartha Bank has to make the payment manually over the counter using card payment slip or can make online payments via other Bank's app/esewa/khalti etc.
  • Customer has option to settle the total EMI loan dues at any point of time.
SN ORGANIZATION PRODUCTS ITEMS EMI TENURE CONTACT PERSON LOCATION CONTACT NO.
1 CG DIGITAL P. LTD. ELECTRONICS/HOME APPLIANCES Multibrand 6/12/18 Months Mukesh Khator Sanepa, Lalitpur 01-5546218
2 ZULEIKA BY GAHANA GRIHA JWELLERY Jwellery & Gems 6/12/18 Months Samagya Gautam Kamaladi, Kathmandu 9841530237
3 ONLINE SAATHI TRADING ELECTRONICS/HOME APPLIANCES Multibrand 6/12/18 Months Mukesh Kumar Yadav Kageshwori, Manohara 9840553298
4 PEOPLE'S MOBILE HUB MOBILES Multibrand 6/12/18 Months Suresh Maharjan Pako Newroad, Kathmandu 9851135126
5 HOME SERVICE NEPAL PVT LTD ELECTRONICS/HOME APPLIANCES Multibrand 6/12/18 Months Damodar Shrestha Sinamangal, Kathmandu 9851022980
6 IMAGINE WORLD ELECTRONICS/HOME APPLIANCES Multibrand 6/12/18 Months   Barahi Chowk, Bhaktapur 9841207912
7 KRATOS TECHNOLOGIES MOBILES Multibrand 6/12/18 Months Pratiksha Koirala Kuleshwor, Kathmandu 9801881763
8 URJA VENTURES JWELLERY Diamond Jwellery 6/12/18 Months Abdhesh Mandal  Durbar Marg 01-4239744
9 HIM ELECTRONICS  PVT LTD SAMSUNG Except Mobile 6/12/18 Months Ms Nikita Sharma

Durbar Marg/ Civil Mall/
New Baneshwor/
Maharajgunj

1-4230382 / 01-4230378
10 SUPER SMART ELECTRONICS P. LTD. ELECTRONICS/HOME APPLIANCES Multibrand 12/18 Months Mr. Suresh Man Singh Dharma path, Kathmandu 01-4240462
11 PARTH INTERNATIONAL PVT. LTD. FURNITURE Featherlite 6/9/12 Months Nikunj Agarwal Central Business Park 4th Floor 980204440
12 PANCHAKUMARI MOBILE HUB MOBILES Multibrand 6/12/18 Months Anish Bikram Khadgi Old Baneshwor 9818014585
13 EVOLUTION TRADING PVT LTD APPLE/MAC BOOK All Related Appliances 6/12/18 Months Mr Tarun Bajracharya Durbarmarg, Kathmandu 01-4225486 / 01-4220659 / 01-4229706 / 01-4229660
14 A.TOZ. ONLINE BAZAR PVT LTD MOBILE PHONES/ELECTRONICS All Mobile Phones/Electronics 6/12/18 Months Mr Bikash Bhandari Star Mall, Putalisadak 01-4222104/ 9851112104
15 OLIZ STORE APPLE/MAC BOOK All Related Appliances 6/9/12 Months Mr Lokesh Oli Babarmahal,Kathmandu 01-4239881/9851021297
16 RIDA INCORPORATED PVT. LTD     6/12/18 Months Naushba Satraj Kalanki, Kathmandu 4780972/4780973
17 NATIONAL MOBILE HUB PVT. LTD. MOBILES Samsung 9 Months Mr. Dikesh Malhotra Lal Durbar, Kamaladi 01-4441571
18 NEPA HIMA TRADE LINK PVT. LTD. SONY Mobile 6/12/18
Months
Mr Subash Shrestha Kantipath 01-4250305 / 01-4243149
19 NEPA HIMA TRADE LINK PVT. LTD. SONY Other Electronics 6/12/18 Months Mr Subash Shrestha Jawalakhel 01-4250305 / 01-4243149
20 NEPA HIMA TRADE LINK PVT. LTD. SONY Whirlpool Appliances 6/12/18 Months Mr Subash Shrestha Newroad/Minbhawan 01-4250305 / 01-4243149
21 EASY POWER SOLUTION TRADERS     6/12/18 Months Mr. Buddhi Raj Shakya   01-5528348
22 NAVIN DISTRIBUTORS PVT LTD ELECTRONICS/HOME APPLIANCES All Related Appliances 6/9/12 Months Mr Ashish Tibrewala Anamnagar, Kathmandu 01-4428196
23 MEGA TECH TRADE GROUP LENEVO Lenevo Laptops & Tablets 6/12/18 Months Mr Gokul Pokharel Ghantaghar, Kathmandu 01-4233501
24 SULUX CENTER     6/12/18 Months Mr. Ajit Lal Shrestha Durbarmarg, Kathmandu 01-4222539
25 SHTC INTERNATIONAL PVT LTD LENOVO MOBILE All Related to Lenovo Mobile 6/12/18 Months Ms Gita Nagarkoti E-space, Putalisadak 01-4221605
26 CONNECTING MOBILE HOUSE MOBILE PHONES/ELECTRONICS All Mobile Phones / Electronic Home Decoration / Camera Dslr / Laptop 6/12/18 Months Mr Rajendra Nepal Pako Newroad, Kathmandu 01-4244855 / 9801099610
27 EASY MOBILE CARE PVT LTD MOBILE PHONES/ELECTRONICS All Mobile Phones / Electronics 6/12/18 Months Mr Sanjit Paudel Ctc Mall, Sundhara 01-4213003 / 9851045133
28 S.K ELECTRONICS & SUPPLIERS MOBILE PHONES/ELECTRONICS All Mobile Phones / Electronics 6/12/18 Months Mr. Shankar Karki Katari Road, Mirchaiya 033-550160 / 9805951772
29 IMS SOFTWARE PVT LTD SERVER AND CLIENT LICENSE Hardware and Software 6/12/18 Months      
30 BLACKYARDY PVT LTD COMPUTER HARDWARE AND SOFTWARE Computer Hardware and Software 6/12/18 Months Mr. Santosh Tamrakar Kupondole, Lalitpur  
31 FATAFAT SEWA PVT LTD MOBILE PHONES/ELECTRONICS Mobile Phones/Electronics 6/12/18 Months Mr. Jiban Kumar Shrestha Newroad, Kathmandu  
32 A.C.D.C MULTIPURPOSE PVT. LTD MOBILE PHONES/ELECTRONICS Mobile Phones/Electronics 6/12/18 Months Mr. Arjun Chalise Newroad, Kathmandu 9801170486
33 LAXMI CYCLE CENTRE CYCLES Multi Brand 6/12/18 Months Mr. Uttam Shrestha   9851164770
34 BHUNDEO TRADING MOBILE PHONES/ELECTRONICS Multi Brand 6/12/18 Months Mr.Pushpa Shrestha    
35 OLA ELECTRONICS MOBILE PHONES/ELECTRONICS Multi Brand 6/12/18 Months Ms. Priyanka Agrawal Pako Newroad, Kathmandu 01-4240886
36 BRO HOME APPLIANCES Baltra 6/12/18 Months Mr. Sambit Sourav Praharaj Teku Kathmandu 9801904612
37 AIRCON NEPAL PVT LTD AC AND REFRIGERATOR Multi Brand 6/12/18 Months Mr. Sandip Prasad Kushwaha Tahachal, Kathmandu 01-4302740
38 NEW ENERGY MOTORS PRIVATE LIMITED AUTONIX ELECTRIC CYCLES Autonix 6/12/18 Months Mr. Ashok Khadgi Lalitpur, Nepal 01-4785660
  ORGANIZATION PRODUCTS       LOCATION