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EMI Loan

 

 

As an added service to SBL credit card customers, Siddhartha Bank has launched EMI loan service on 0% interest to facilitate customers to purchase goods and services paying on monthly basis for certain period from authorized merchants of the Bank. Customers can purchase goods or avail services now and pay later as per their cash flow. 

For any customer who does not have Credit Card Facility will also be eligible for EMI Loan Facility after submitting the Credit Card application & completing the Credit Card issuance procedure.

 Apply for Credit Card Now

       Eligibility Criteria

  • To participate in SBL EMI loan facility, the customer must be SBL credit card holder. It is provided only up to pre-approved credit limit. The credit limit must be available during EMI loan processing up to requested amount.
  • Customers must purchase good/service from SBL authorized merchants only.
  • Credit card must be used for at least 3 months with good payment history.
     

    EMI Loan Facility Tenure

    The tenure of EMI loan facility shall be as per the agreement between the bank and merchant. Generally, the bank accept 6/12/18 month EMI tenure period.
     

    Fees & Charges

    EMI loan processing fee

    Rs. 1,000 or 1% of EMI loan amount, whichever is higher.

     


 

 

  • The EMI loan application form is available at all branches, merchant outlets and at Bank’s website.
  • The customer shall fill up the application form specifying the credit card number, product details, EMI tenure and take merchant’s authorized signature & stamp along with quotation of the product/service and submit it to any branches of SBL.
  • Upon receiving the quotation and the application, the Bank shall verify the sufficient credit limit, satisfactory transaction history of customer and shall process for Delivery Order (DO).
  • The Delivery Order with stamp of the Bank shall be provided to the customer against which merchant provides the mentioned goods/services.
  • Once the merchant receives the Delivery order, the merchant shall process for delivery of the product/service to the customer.
  • The billing of EMI due amount is on every 25th of English calendar month when statement is generated and payment date falls on after 15 days of statement date (i.e. on 10th of next month).
  • If the customer has given the authority to debit the account, payment will be made automatically from his/her account as per the instruction.
  • Customer not maintaining account at Siddhartha Bank has to make the payment manually over the counter using card payment slip or can make online payments via other Bank's app/esewa/khalti etc.
  • Customer has option to settle the total EMI loan dues at any point of time.
SN ORGANIZATION PRODUCTS ITEMS EMI TENURE        CONTACT PERSON LOCATION
1 ONLINE SAATHI TRADING ELECTRONICS/HOME APPLIANCES MULTIBRAND 6/12/18 Months Mukesh Kumar Yadav Kageshwori, Manohara
2 PEOPLE'S MOBILE HUB MOBILES MULTIBRAND 6/12/18 Months Suresh Maharjan Pako Newroad, Kathmandu
3 C.G. DIGITAL HOME APPLIANCES MULTIBRAND 6/12/18 Months Basant Pal Sanepa
4 KRATOS TECHNOLOGIES MOBILES MULTIBRAND 6/12/18 Months Pratiksha Koirala Kuleshwor, Kathmandu
5 URJA VENTURES JWELLERY Diamond Jwellery 6/12/18 Months Abdhesh Mandal  Durbar Marg
6 HIM ELECTRONICS  PVT LTD SAMSUNG Except Mobile 6/12/18 Months Ms Nikita Sharma

Durbar Marg/ Civil Mall/
New Baneshwor/
Maharajgunj
7 PARTH INTERNATIONAL PVT. LTD. FURNITURE Featherlite 6/9/12 Months Nikunj Agarwal Central Business Park 4th Floor
8 EVOLUTION TRADING PVT LTD APPLE/MAC BOOK All Related Appliances 6/12/18 Months Mr Tarun Bajracharya Durbarmarg, Kathmandu
9 A.TO Z. ONLINE BAZAR PVT LTD MOBILE PHONES/ELECTRONICS All Mobile Phones/Electronics 6/12/18 Months Mr Bikash Bhandari Star Mall, Putalisadak
10 OLIZ STORE APPLE/MAC BOOK All Related Appliances 6/9/12 Months Mr Lokesh Oli Babarmahal,Kathmandu
11 MEGA TECH TRADE GROUP LENEVO Lenevo Laptops & Tablets 6/12/18 Months Mr Gokul Pokharel Ghantaghar, Kathmandu
12 SULUX CENTER     6/12/18 Months Mr. Ajit Lal Shrestha Durbarmarg, Kathmandu
13 SHTC INTERNATIONAL PVT LTD LENOVO MOBILE All Related to Lenovo Mobile 6/12/18 Months Ms Gita Nagarkoti E-space, Putalisadak
14 CONNECTING MOBILE HOUSE MOBILE PHONES/ELECTRONICS All Mobile Phones / Electronic Home Decoration / Camera Dslr / Laptop 6/12/18 Months Mr Rajendra Nepal Pako Newroad, Kathmandu
15 IMS SOFTWARE PVT LTD SERVER AND CLIENT LICENSE Hardware and Software 6/12/18 Months    
16 BLACKYARDY PVT LTD COMPUTER HARDWARE AND SOFTWARE Computer Hardware and Software 6/12/18 Months Mr. Santosh Tamrakar Kupondole, Lalitpur
17 FATAFAT SEWA PVT LTD MOBILE PHONES/ELECTRONICS MOBILE PHONES/ELECTRONICS 6/12/18 Months Mr. Jiban Kumar Shrestha Newroad, Kathmandu
18 A.C.D.C MULTIPURPOSE PVT. LTD MOBILE PHONES/ELECTRONICS MOBILE PHONES/ELECTRONICS 6/12/18 Months Mr. Arjun Chalise Newroad, Kathmandu
19 GPS TRADERS MOBILE PHONES/ ELECTRONICS MOBILE PHONES/ELECTRONICS 6/12/18 Months Mrs. Rama Sharma Gautam Sorakhutte, Kathmandu
20 THE IPHONE CONCERN MOBILE PHONES/ ELECTRONICS MOBILE PHONES/ELECTRONICS 6/12/18 Months Ms. Ranjita Neupane Hetauda-04
21 DEE INTERNATIONAL HOME APPLIANCES Mobile Phones/Electronics/Home Appliances 6/12/18 Months Mr.  Dev Ashish Gokhha Biratnagar
22 NISHAN MOBILE & WATCH CENTRE MOBILE PHONES/ ELECTRONICS Mobile Phones/Electronics/Home Appliances 6/12/18 Months Mr.  Dipesh Bartoula Hetauda-04
23 ARUN ELECTRONICS MOBILE PHONES/ ELECTRONICS Mobile Phones/Electronics/Home Appliances 6/12/18 Months Mr. Arun Todi Biratnagar
24 MERCANTILE TRADERS PVT LTD ELECTRONICS PRINTERS 6/12/18 Months Amod Raj Bhandari Metropark, Uttardhoka
25 KUZU NEPAL PVT LTD/YADEA ELECTRIC VEHICLE ELECTRIC SCOOTER 6/12/18 Months Bibek Khadka  
26 CELLUCITY INTERNATIONAL PVT LTD MOBILE AND ACCESSORIES MOBILE PHONES/ ACCESSORIES/ELECTRONICS 6/12/18 Months Laxmi Shah Putalisadak
27 PRABHAT ELECTRONICS SUPPLIERS ELECTRONIC APPLIANCE ELECTRONIC APPLIANCE 6/12/18 Months Mr. Ananda Basyal Narayangarh, Chitwan
28 SAJHA T.V CENTER ELECTRONIC APPLIANCE MULTI BRANDS 6/12/18 Months Mr. Ananda Basyal Narayangarh, Chitwan
29 S.N JOSHI & SONS COMPANY PVT LTD FURNITURE & FURNISHING PRODUCTS MULTI BRANDS 6/12/18 Months Mr. Binod Maharjan Lagankhel, Lalitpur
30 HOME COMFORTS PVT LTD FURNITURE & FURNISHING PRODUCTS MULTI BRANDS 6/12/18 Months Mr. Binod Maharjan Lagankhel, Lalitpur
31 MID CAP COFFEE & BAKERY PVT. LTD COFFEE MACHINE & ACCESSORIES MULTI BRANDS 6/12/18 Months Mr. Bimal Raut Setopul, Kathmandu
32 KANTIPUR ELECTRONICS PLAZA ELECTRONICS MULTI BRANDS 6/12/18 Months Mr. Tham Prasad Kandel Nepalgunj
33 GAURAV ELECTRONICS SUPPLIERS ELECTRONICS MULTI BRANDS 6/12/18 Months Mr.Sandeep Shrestha Narayanghar, Chitwan
34 MULTRONICS INTERNATIONAL PVT LTD ELECTRONICS MULTI BRANDS 6/12/18 Months Ms. Jasmina Bhandari Putalisadak, Kathmandu
35 BEST TECH CENTER PVT LTD ELECTRONICS MULTI BRANDS 6/12/18 Months Mr. Gopal Prasad Niraula New Road, Kathmandu
36 GENERATION NEXT COMMUNICATION PVT. LTD MULTI BRANDS MULTI BRANDS 6/12/18 Months Mr. Udaya Muni Bajracharya Durbarmarg, Kathmandu
37 STAR OFFICE INTERNATIONAL MULTI BRANDS MULTI BRANDS 6/12/18 Months Mr. Rajan Sapkota Putalisadak, Kathmandu
38 SHARMA ELECTRONICS MULTI BRANDS MULTI BRANDS 6/12/18 Months Mr. Ganesh Thakur Kalaiya 06, Bara
39 KRIKSHA MOBILE CENTER MULTI BRANDS MULTI BRANDS 6/12/18 Months Mr. Keshav Dahal Lalbandi, Sarlahi
40 GALACTIC TRADING PVT LTD APPLE BRAND APPLE BRAND 6/12/18 Months Mr. Raj Kiran Sharma Mid Baneshwor, Kathmandu
41 BALAJI DIAMOND LUXURY PVT LTD DIAMOND JEWELRY DIAMOND JEWELRY 6/12/18 Months Mr. Prince Dhanuka New Road, Durbarmarga
42 JAY DURGE TRADING ELECTRONICS ELECTRONICS APPLIANCE 6/12 Months Mr. Deepak Agrawal Dhangadhi
43 KHADADEVI ELECTRONICS ELECTRONICS ELECTRONICS APPLIANCE 6/9/12 Months   Mr. Pradip Shrestha Mahabouddha, Kathmandu
44 GOOGLE TECH SUPPLIERS ELECTRONICS ELECTRONICS APPLIANCE 6/9/12 Months Mr. Jay Prakash Gulguliya Biratnagar
45 MUSIC AND VISION ELECTRONICS ELECTRONICS APPLIANCE 6/9/12 Months Mr. Sushil Agrawal Lahan
46 KAPAN ELECTRIC AND ELECTRONICS CENTER ELECTRONICS ELECTRONICS APPLIANCE 6/9/12 Months Mr. Nawaraj Paudel Kapan,Kathmandu
47 SHILA AIR CONDITIONER AND REFRIGERATOR ELECTRONICS ELECTRONICS APPLIANCE 6/9/12 Months Mr. Ishor Pandey  Hetauda
48 S.S ELECTRONICS AND WATCH CENTER ELECTRONICS ELECTRONICS APPLIANCE 6/9/12 Months Mr. Shree Chandra Shrestha Sindhuli
49 NEW NP ELECTRONICS ELECTRONICS ELECTRONICS APPLIANCE 6/9/12 Months Ms.

Sabitri Adhikari

 Kapan,Kathmandu
50 KAJAL ENTERPRISES ELECTRONICS ELECTRONICS APPLIANCE 6/9/12 Months Mr.

Ram Bachan Sah

 Gaurda
51 MAX INTERNATIONAL ELECTRONICS ELECTRONICS APPLIANCE 6/9/12 Months Mr.

Shawant Kapali

 Putalisadak,  Kathmandu
52 SHIVAYA DISTRIBUTORS PVT LTD ELECTRONICS ELECTRONICS APPLIANCE 6/9/12 Months Mr. Rohit Agrawal
Pulchowk,Lalitpur-13
53

INFOTECH NEPAL PVT LTD

 ELECTRONICS ELECTRONICS APPLIANCE 6/9/12 Months
Mr. Bijay Limbu
 New Road
54

MEGATECH WORLD PVT LTD

 ELECTRONICS ELECTRONICS APPLIANCE 6/9/12 Months
Ms Komal Chetteri
 Putalisadak
55

OM HOMELAND FURNITURE

 FURNITURE FURNITURE 6/9/12 Months
Mr. Ruman Chaulagain
 Gotathar
56   SOUL STUPA ART PVT LTD FITNESS SERVICE   FITNESS SERVICE 6/9/12 Months

Ms.Rekha Rai

   Harihar bhawan
57 MACSTORE NEPAL ELECTRONICS ELECTRONICS 6/9/12 Months Mr. Ankit Rauniyar Durbarmarg,
58 JAYDEEP ELECTRONICS ELECTRONICS ELECTRONICS 6/9/12 Months Mr. Pranjal Agrawal Todi Biratnagar
59 RENU INTERNATIONAL ELECTRONICS ELECTRONICS 6/9/12 Months Mr. Pranjal Agrawal Todi Biratnagar
60   OM SAI ENTREPRISE

INVERTOR & BATTERIES

   MULTI BRANDS

6/9/12 Months

 Mr. Ujjwal Adhikari
Biratnagar
61 MATA MANAKAMANA SUPPLIERS ELECTRONIC HOME APPLIANCE   MULTI BRANDS 6/9/12 Months
Mr. Prabin Timalsina
 SURUNGA
62 ALL IT SOLUTIONS AND SUPPLIERS ELECTRONIC HOME APPLIANCE   MULTI BRANDS 6/9/12 Months
Ms. Renu Kumari Khadga
 ITHARAI
63 STORE NINE NEPAL ELECTRONICS ELECTRONICS 6/9/12 Months Mr. Bijay Chapagain Putalisadak
64 PINNACE COMPUTER WORLD ELECTRONICS ELECTRONICS 6/9/12 Months Mr. Rabin Khanal Putalisadak

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