Siddhartha Easy Loan

Eligibility

• Individual customers who maintain salary-type saving accounts with the Bank including:

1. Siddhartha Super Salary Account
2. Siddhartha Professional Saving Account
3. Siddhartha Smart Salary Account

• Minimum three salary credits in the last one year
• Minimum six months employment stability with the current organization
• Successful completion of KYC, PAN verification and blacklist checks

Steps to Apply for Easy Loan

1. Log in to the Siddhartha BankSmart XP
2. Tap on Easy Bank and navigate to Loan Services
3. Tap on Easy Loan
4. The screen will display all loan details including: Eligible Loan amount, Interest Rate.
5. Processing Fee, Tenure and EMI amount.
6. Apply for the required loan amount within the eligible limits and select tenure as per your preference.
7. Verify the loan details and tap Proceed.
8. Enter the OTP received in registered mobile number/ email to confirm your application

Steps for PAN Update

1. Log in to Siddhartha BankSmart XP
2. Tap on Easy Bank and navigate to KYC update
3. Tap on PAN Update
4. Fill out the necessary details of PAN Number, PAN Issue Date, PAN Issue Place and PAN Card Document.
5. Tap on Submit Form Securely
6. Enter the OTP received in registered mobile number/ email and the PAN is successfully updated.