Siddhartha Saral SME Karja

Siddhartha Saral SME Karja has been customized to extend credit facilities to small scale business enterprises engaged in trading, manufacturing, retailing, and service sector.

  • Loan limit up to Rs.10 million
  • Term loan facilities maximum up to 10 years including moratorium period
  • Core working capital financing up to 3 years
  • Acceptance of collateral with fair width road (less than 8 ft road) 
  • Financing up to 75% of net working capital, net fixed assets
  • Loan approval within 5 working days