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Siddhartha Mahila Samriddhi Karja

Siddhartha Mahila Samriddhi Karja

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Siddhartha Mahila Samriddhi Karja

Siddhartha Mahila Samriddhi Karja is designed to empower women entrepreneurs with the financial support needed to grow their businesses. It offers both secured and unsecured options, tailored to the unique needs of women-owned or women-led micro and small enterprises at various stages of development.

Features
  • Loan Limit up to NPR 1.5 million without collateral.
  • Loan Limit up to NPR 2.5 million with partial collateral.
  • Loan Limit up to NPR 5 million with full collateral.
Minimum Eligibility Criteria
  • Business should be Women-owned or Women-led.
  • Business should be by owned Nepali citizen.
  • Business owned by non-resident Nepali (NRN), the business would be eligible as per the prevailing laws, regulations, or directives of the GON or NRB.
  • Unsecured Loan: The business should have been operating for at least 5 years, with at least 3 years of continuous operation from the same business premises/location.
  • Partially Secured Loan: The business should have been operating for at least 3 years, with at least 2 years of continuous operation from the same business premises/location.
  • Fully Secured Loan: No minimum requirement for business operating period or continuity at the current business location.
Maximum Tenure
  •   Working Capital: Maximum 1 year (renewable)
  •   Term Loan:
  •   Unsecured – Up to 36 months
  •   Partially Secured – Up to 48 months
  •   Fully Secured – Up to 60 months
  •   Non-Funded Facility: One-year revolving, with Bank Guarantee permissible up to three years subject to satisfactory performance
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