Siddhartha Jeevan Surakshya Saving Account

Shield your life against uncertainties… with Siddhartha Jeevan Surakshya

Siddhartha Jeevan Surakshya Saving Account can be opened with minimum balance of Rs.20,000. It provides financial protection against 18 critical diseases in addition to medical expenses coverage and security against accidental death or permanent disability of the account holder. Additionally, it offers attractive interest rates on daily balance of the deposit amount and has quarterly interest posting frequency.



  • Insurance coverage of up to Rs. 14 lakhs
  • Medical Insurance (valid for medical bills from Nepal & India)
  • Insurance coverage for permanent total disability/accidental death
  • Insurance coverage for 18 critical illnesses
  • Attractive interest rate on daily balance (Interest Rates)
  • Free Visa Debit Card for first year
  • Free Uno Credit Card for first year
  • Free ABBS up to Rs.200,000
  • Free BankSmart XP for first year
  • Free Account statement for first time
  • Free cheque book issuance
  • Free cash withdrawal from any bank’s ATM within Nepal.
List of 18 Critical Diseases Covered
  • Cancer of specified severity
  • Kidney failure requiring regular dialysis
  • Multiple Sclerosis with persisting symptoms or
  • Benign Brain Tumor
  • Parkinson’s Disease before the age of 50 years
  • Alzheimer’s Disease before the age of 50 years
  • End-Stage Liver Disease
  • Major Organ/ Bone Marrow Transplant
  • Open heart replacement or repair of heart valves
  • Open chest CABG
  • Surgery of Aorta
  • Stroke resulting in permanent symptoms
  • Permanent Paralysis of Limbs
  • First Heart Attack- of specified severity
  • Major Burns
  • Loss of Speech
  • Deafness
  • Coma of Specified Severity