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Siddhartha Goal Saver Account

Achieve your goals with smart, disciplined savings and rewarding returns.

Siddhartha Goal Saver Account is a smart and convenient recurring deposit product designed to help you achieve your financial goals through disciplined monthly savings. Whether you are planning for education, marriage, a new home, travel, or any personal milestone, this account enables you to systematically build your savings over time while earning attractive returns.

Features
  • Flexible Monthly Savings: Start with as low as NPR 1,000 and save up to NPR 100,000 per month.
  • Flexible Tenure: Choose a saving period from 1 year up to 10 years.
  • Attractive Returns: Earn interest based on the Bank’s published 1-year Fixed Deposit rate.
  • Smart Interest Calculation: Daily balance basis with quarterly compounding.
  • Goal-Based Saving: Set your target and let the system calculate your monthly savings requirement.
  • Fully Digital: Open and manage your account easily via BankSmartXP.
How It Works

Opening your Goal Saver Account is simple and fully digital:

  • Log in to Siddhartha BankSmartXP
  • Navigate to EasyBank → Goal Saver
  • Choose your saving method:
    • Goal-Based: Enter your target amount and timeline
    • Installment-Based: Enter your monthly saving amount
  • Confirm details and start saving instantly

Monthly installments are automatically debited from your linked savings account, ensuring a hassle-free and disciplined saving journey.

Eligibility

Available to all individual customers maintaining a savings account with Siddhartha Bank

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