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QR Merchant

Siddhartha QR Merchant

As a Cashless system of making payment, Siddhartha Bank offers an alternative to the traditional systems, a payment via QR Code scanning through Mobile Banking.

About QR Code:

QR code (Quick Response) is a black and white dotted digital image that holds certain information on it and only smart phone's camera can scan the details. Siddhartha Bank has introduced QR payment technology through a Mobile banking channel (Siddhartha Bank smart). In this technology, simply customer makes payment through mobile by scanning QR code at the merchant.

Advantages:
  • QR payment systems have the advantage of enabling transactions to be processed quickly
  • More cheaper method than traditional system
  • Much more convenient method of effecting settlement of transactions.
Its Availabilities in Siddhartha Bank:

QR Code Payment option is available in Siddhartha Bank smart Mobile banking apps and is accepted by more than 50k merchant outlets in Nepal.

Steps for QR Code Scan and payment on Merchant Outlets

Step 1: Customer opens a bank's Mobile Banking application.
Step 2: Without login into the application, Customer Scrolls on the right side of the landing page.
Step 3: The "Scan to Pay on Merchant Outlets" screen appears which is used to scan the QR code displayed on the merchant side.

Steps for QR Code Scan and payment by Mobile banking application

Step 1: Customer Needs to click on the "Scan 2 Pay" option which leads to the "Scan to Pay on Merchant Outlets" screen.
Step 2: The QR Code which customer scans comes in 2 ways
               -  Either through the physical QR code standee that is placed in the merchant side
               -  Through Merchant Mobile apps which merchant generates QR code in their mobile.