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Siddhartha Jeevan Surakshya Saving Account

Siddhartha Jeevan Surakshya Bachat Khata can be opened with minimum balance of Rs.20,000. It especially features financial protection against 18 critical diseases in addition to medical expenses coverage and security against accidental death or permanent disability of account holder. Additionally, it offers attractive interest rate on daily balance of the deposit amount and has quarterly interest posting frequency. Customers can easily open this account by visiting any of the nearest branches of Siddhartha Bank or through online account opening portal of the Bank.


  • Insurance coverage of up to Rs. 14 lakhs
  • Medical Insurance (medical bill of Nepal & India is valid)
  • Insurance coverage for permanent total disability/accidental death
  • Insurance coverage for 18 different critical illnesses
  • Attractive interest rate on daily balance (Interest Rate)
  • Free Visa Debit Card for the first year
  • ABBS up to Rs.200,000
  • Free Internet Banking facility for the first year
  • Free Siddhartha Bank Smart and SMS alert facility for the first year
  • Free cash withdrawal from any Bank's ATM within Nepal using SBL Debit Card
  • Free cheque book issuance
  • Free account statement for the first time


List of 18 Critical Diseases Covered

  1. Cancer of specified severity
  2. Kidney failure requiring regular dialysis
  3. Multiple Sclerosis with persisting symptoms; or
  4. Benign Brain Tumor
  5. Parkinson’s Disease before the age of 50 years
  6. Alzheimer’s Disease before the age of 50 years
  7. End Stage Liver Disease
  8. Major Organ/ Bone Marrow Transplant;
  9. Open heart replacement or repair of heart valves;
  10. Open chest CABG;
  11. Surgery of Aorta;
  12. Stroke resulting in permanent symptoms;
  13. Permanent Paralysis of Limbs;
  14. First Heart Attack- of specified severity
  15. Major Burns;
  16. Loss of Speech;
  17. Deafness
  18. Coma of Specified Severity


Download the files:

Term and Conditions

1. FAQ SVJS - revised -effect from 06 MAY 2020

2. FAQ for account opened till 05 May 2020

3. Nepali TWO columnar SVJS

As of February 28, 2021 10:28:37

Currency Unit Buying Selling
Cash Other
GBP 1 161.95 162.77 164.72
USD 1 116.66 117.25 117.85

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