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BUSINESS ACCOUNT
Your business needs and Siddhartha Bank Ltd., a combination to success.
CURRENT DEPOSIT
Your everyday business transaction made simple and safe.
Open current account with us and deposit and withdraw money easily through your cheque.
This account is meant to those institutions who would otherwise park their funds at their vaults.
CALL DEPOSIT
Through this account, your excess funds can provide you returns.
If you have a relatively stable fund, then current call account at Siddhartha Bank is the right account for you-
it not only safeguards your funds but also provides you interest.
Deposit your idle funds in your call account and earn daily interest on your deposit.
Interest rate in this account depends on volume and stability of deposit and overall market conditions.
SUPER SALARY ACCOUNT
Reduce your transactional hassle; open your staff’s salary account with us. On top of reduction of your hassle, You can safely deposit your funds with us and we also provide your staff with the much required banking service with added benefits. The services and the benefits are as follows:
Features:
Account can be opened with zero balance
7% per annum interest on daily balance
Cheque book issuance at minimum balance of Rs 2,500
No restrictions for withdrawals and deposits
Other Benefit:
Internet Banking Facility
Free Account Statement on request
Any Branch Banking Services (ABBS)
365 days banking
Evening counter facility at selective branches
Preference for locker facility
SAVINGS DEPOSIT
Your Saving + Our Bank = Safety + Higher returns
Your Piggy Bank does not provide you returns and assure you safety while we do. With the range of savings deposit accounts that can be opened, you can choose to suit your requirements.
Jestha Nagarik Bachat
You are thinking of your retirement plans and you are above 50 years old; our Jestha Nagarik Bachat may just be what you are looking for.
This product is meant for 50-year olds and above and has been designed with special privileges.
Features:
Minimum balance of Rs 1,000
Cheque book issuance at minimum balance of Rs 2,500
7% per annum interest on daily balance
No restrictions for withdrawals and deposits
Other Benefit:
Internet Banking Facility
Free Account Statement on request
Any Branch Banking Services (ABBS)
365 days banking
Evening counter facility at selective branches
Preference for locker facility
Sarvottam Bachat
You have liquid fund and are looking for saving with higher returns. Open Siddhartha Sarvottam Bachat account.*
Features:
8% per annum interest on daily balance
No restrictions for withdrawals and deposits
Other Benefit:
Issuance of cheque book, free of cost
NTC PSTN Bill Payment Services, free of cost
Internet Banking Facility
Free Account Statement on request
Any Branch Banking Services (ABBS)
365 days banking
Evening counter facility at selective branches
* Conditions apply
Nari Bachat
Designed especially for women, this account boasts of a relatively higher interest rate and is bundled with an insurance scheme.
Features:
Minimum balance of Rs 1,000
Cheque book issuance at minimum balance of Rs 2,500
6% per annum interest on daily balance
Accidental death insurance coverage up to four times the account balance of the customer (minimum balance of the month of accidental death) or maximum amount of Rs. 500,000, whichever is lower
Other Benefit:
No restrictions for withdrawals and deposits
Internet Banking Facility
Free Account Statement on request
Any Branch Banking Services (ABBS)
365 days banking
Evening counter facility at selective branches
Preference for locker facility
Bal Bachat
You don’t need to worry about your children’s’ future. You can plan your impending expenses related to your children using our Bal Bachat that has been designed to suit your child’s future plans.
Opening Bal Bachat account in your child’s name would inculcate a saving habit in an early age and help in making them understand value for money.
Features:
Account to be opened in the name of a minor, i.e. children up to 16 years old
Parents/Guardians can operate the Account
Minimum balance of Rs 1,000
Cheque book issuance at minimum balance of Rs 2,500
6% per annum interest on daily balance
No restrictions for withdrawals and deposits
Other Benefit:
Internet Banking Facility
Free Account Statement on request
Any Branch Banking Services (ABBS)
Special locker facility
Siddhartha Mega Saving
You have funds with you but do not want to park it in fixed deposit. Open Mega Saving with us and enjoy banking from any of our Branches
Features:
Interest rate stands at 6%p.a.
Account can be opened with minimum balance of Rs.50,000
No minimum balance required once the account is opened
Interest earning starts from balance of Rs.50,000 and above
Other Benefit:
Internet Banking Facility
Free Inward Remittance
ABBS Facility
Investors' Savings
Investor saving account is an account for you if you want to easily transact when investing in share market.
Features:
Account can be opened with zero balance
Cheque book issuance at minimum balance of Rs 2,500
7% per annum interest on daily balance
Other Benefit:
No restrictions for withdrawals and deposits
Internet Banking Facility
Free Account Statement on request
Any Branch Banking Services (ABBS)
365 days banking
Evening counter facility at selective branches
Preference for locker facility
Remit Account
Open account with us prior going abroad; we provide you with attractive facility. Your family members who receive remittance can also open remit account.
Features:
Account can be opened with zero balance
Interest on daily balance: 7% per annum for NPR account and interest on USD shall be determined as per market condition
Other Benefit:
No restrictions for withdrawals and deposits
Internet Banking Facility
Free Account Statement on request
Any Branch Banking Services (ABBS)
365 days banking
Evening counter facility at selective branches
Preference for locker facility
Siddhartha Bachat
Mother of all savings, Siddhartha Bachat is for someone who intends to bank with Siddhartha Bank without much of a hassle and cost.
Account can be opened with zero balance
6% interest on daily balance.
Issuance of Cheque book upon maintaining Rs 500/- balance
Siddhartha Bishesh Bachat
A special product to cater to your saving needs and insure your life at the same time.
Features:
Minimum balance of Rs. 50,000
6% per annum interest on daily balance
Other Benefit:
Free accidental death insurance coverage upto Rs 500,000/-
Issuance of TC and Draft at competitive rates
Preference for Locker facilities
FIXED DEPOSIT
The wide range of fixed deposits at Siddhartha Bank is meant for investors looking for 100% principal protection and higher returns on their investments.
Meant for both individuals or institution
Interest rates are based on tenure of deposit
SUNAULO Nichyep Yogana
A fixed deposit that provides you with better return in the competitive market.
Features:
Meant for individuals (Nepali Citizen) only
Current tenure is 1 year and above
Interest Rate is 8% per annum for 1-2 years deposit and 8.5% per annum for above 2 years deposit; is posted on quarterly basis.
Minimum lot size is Rs. 500,000
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