Siddhartha Bank has collaborated with Smart Choice Technologies Pvt. Ltd. (SCT) which has a large number of ATM and POS terminals in and outside the valley. Siddhartha Bank's ATM Card can also be used in other bank's terminals as well. Currently, it can be used in 71 terminals inside the valley and 21 terminals outside the valley.Using Siddhartha ATM Card in any of the ATM having SCT Logo can withdraw fund. Similarly, this card can be used to make payment in stores, restaurants and any other POS who accepts the SCT card.